Etsy · US digital

Etsy fees calculator

$39 digital file, no shipping. Toggle listing fee and Offsite Ads. Breakdown updates as you type.

Sale minus fees equals keep

Sale

Item price the buyer pays, before tax.
Digital default is $0. Transaction, processing, and Offsite Ads still apply to shipping if you charge it.
Include in this sale
Charged when you list or renew, not at checkout. On for a single-sale example.
Only if the order is attributed to an Offsite Ad. Default off. 15% is the under-$10k shop rate; $100 cap.

Estimated payout

You keep

$34.84

on a $39.00 order · estimate

Effective % kept
89.3%
Effective % lost
10.7%
LineAmount
Order total$39.00
Listing fee− $0.20
Transaction fee (6.5%)− $2.54
US payment processing (3% + $0.25)− $1.42
Total fees− $4.16
Net payout$34.84

Same $39 order, both ways

Without Offsite Ads

$34.84

89.3% kept · $4.16 fees

With Offsite Ads (15%)

$28.99

74.3% kept · $10.01 fees

How this is calculated

Half-up rounding to the nearest cent (2.535 → $2.54). Order total = sale price + shipping. Sales tax is not modeled; Etsy processing is officially assessed on the total sale including tax when tax applies.

transaction  = round(order × 6.5%)
processing   = round(order × 3%) + $0.25
listing      = $0.20 if included
offsite ads  = min(round(order × 15%), $100) if attributed
net          = order − listing − transaction − processing − ads

$39 digital, listing on, no ads: transaction $2.54 + processing $1.42 + listing $0.20 = $4.16 fees, $34.84 net. With 15% Offsite Ads ($5.85): $10.01 fees, $28.99 net.

Official sources

  • Etsy Fee Basics — $0.20 listing; 6.5% transaction on item + shipping + gift wrap. Retrieved Aug 21, 2026
  • Etsy Payments processing fees — United States: 3% + $0.25 USD of total sale including shipping and tax. Retrieved Aug 21, 2026
  • How Etsy’s Offsite Ads Work — 15% if the shop has always been under $10,000 USD in any 365-day period (opt-out eligible); 12% and required if at or above that; fee never exceeds $100 USD per order; charged on the amount from the sale before the advertising fee. Retrieved Aug 21, 2026

Shops over the $10k threshold pay 12%, not 15%. This page defaults to 15% for a typical digital shop still under that line.

Estimates only. Fees change. Not affiliated with Etsy, Stripe, or Gumroad.